Privacy Policy

Data that helps us deliver the Service to you

When you use Expenda, we collect your personal data and use it to enhancce the quality of our services and imorove user experience. This data helps us increase security and prediction accuracy, as well as display relevant content and suitable offers within the app.

You can contribute to the development of the Finly community

With your consent, we may use technical information about your device and other information about you (such as your device’s unique technical identifier, age group, subscription status, email address, and the fact that you have launched the app) to contact you for advertising purposes.

Access to the app is restricted for children

To be eligible to use the app, you must be at least 10 years old

Introduction

We reserve the right to modify this Privacy Policy from time to time. In the event of significant changes, we will notify you via email or through the App. If permitted by law, by continuing to use the Services after the updated Policy is in effect, you automatically agree to the changes. In some cases, you may be given the opportunity to accept the modifications. If you do not agree with the updated Privacy Policy, please cease using the Services.

Personal Data We Collect

We collect personal data about you during your interaction with the Services. This data may be provided directly by you, as well as obtained from other sources and third parties.

Personal Data You Provide Directly to Us

General Information. When you register to use the Services, we are entitled to collect your personal data, such as your name, email address, year and month of birth, password, place of residence, and location information including your time zone and language. We may also be able to determine your sex and/or gender based on your use of the Services.

You may also provide a name or pseudonym that you would like us to use when addressing you. However, this is entirely at your discretion: choosing not to provide such information will not affect your use of the Services.

Personal Data Collected Automatically

When you access or use the Services, we may automatically collect the following information.

Device Information: device model; operating system and its version; unique device identifiers; enabled device features (such as display settings, text-to-speech functionality); information about your mobile carrier and network; details about your device storage or system version.

Location Information: IP address to determine an approximate location (not your precise location); time zone or data from your mobile carrier.

Usage Data: including frequency of use; types and features of the Services you access or use; information about payment transactions (excluding full payment card details) or usage of specific features.

Data from External Sources: we may receive your personal data from third-party providers. For example, we might do so to augment or supplement the information we already have about you, including for the purpose of personalizing the services provided to you, as well as for statistical and analytical purposes.

Principles of Processing

Data Minimization and Purpose Limitation. We will not process personal data for purposes other than those for which it was collected or for which you have permitted its collection. We also will not collect personal data that is not necessary for those purposes.

Prohibition on the Sale of Personal Data. We do not sell your personal data or provide it for temporary use for profit. Disclosure of personal data is carried out in strict accordance with the provisions of this Privacy Policy. We share your personal data with service providers that support our Services, as described in this Policy.

Children’s Privacy

General Age Restriction. Our Services are not intended for children, and we do not intentionally collect personal information from individuals under the age of 13. If you become aware of any individual under 10 using the Services, please contact us, and we will take appropriate measures to remove the relevant data and/or the child’s account.

Methods of Communication with You

We may occasionally contact you via email or other means (such as pop-ups or push notifications) to inform you about our Services, offers, promotional campaigns, rewards, and events, as well as to provide you with news and information that we believe may interest you. The nature of these messages may depend on the Services you have chosen to use and the features of the App that you utilize.

Opt-Out Options. You can always opt out of receiving marketing emails by clicking the "Unsubscribe" link included in each email. Opting out of such marketing emails or notifications will not prevent you from receiving service-related emails necessary for using the Services. You also have the option to disable push notifications by adjusting your device settings. If necessary, we may request additional consent from some users to receive such notifications.

Please note that we may also contact you and provide information about our Services, offers, promotional campaigns, rewards, and events through third-party platforms (such as social networks).

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